New to investing

Don’t go it alone. We want to help you invest with confidence.

Starting something new can feel daunting–and investing is no exception. With so much choice (and jargon), it’s easy to feel overwhelmed—especially when your decisions could shape your financial future.

But here’s the truth: investing doesn’t have to be scary.

Whether you're investing for yourself or wanting to build a nest egg for your children or grandchildren, with a dedicated adviser by your side, you can begin your journey knowing you’re making the right choices for you.

Start your investment journey

How investing can benefit you

The power of compounding: “interest on interest”	The potential for higher returns	Potential to beat inflation
Compound interest is the interest you can earn on both the money you’ve invested and the interest that money has already earned. Over time, your investment has the potential to grow faster as interest builds on a larger amount.	Investing offers the potential for higher returns than a savings account, helping you reach your financial goals—whether it's retirement, buying a home, or funding your kids’ education—faster.	It’s increasingly hard to find a savings account that keeps up with inflation, meaning your money could lose value over time. Investing gives it the potential to grow, helping you stay ahead of rising costs.

However remember with investments, there are risks and the value of your investments and the income from them can fall as well as rise and are not guaranteed. You might not get back your initial investment.

Your partner for investing

Our advisers will work with you to understand your goals and craft a personalised plan to help you reach them.

Book a free consultation

Financial Planning

Before recommending any investment products, your adviser will take the time to understand your financial situation and aspirations. As well as your willingness and tolerance to taking risk. They’ll present a bespoke plan, breaking down their recommendations clearly and in simple terms along with associated costs. This personal financial plan is provided free of charge and you will only pay a fee if you choose to accept our recommendations.

Easy Access

Once your plan is put into action, you’ll have 24/7 access to the Lloyds Wealth secure web and mobile apps, where you can track your Lloyds Wealth investments, view performance, and stay in control.

Ongoing Support

If you accept a recommendation to take up our Ongoing Advice Service, you’ll have regular check-ins with your Personal Wealth Adviser to ensure your plan remains on track. Plus, you’ll get access to dedicated Investment Specialists through our partners at Schroders for deeper insights on performance and market trends.

Access to best-in-class fund managers

Our partnerships with global asset management firm Schroders gives our clients access to world-class investment opportunities and leading fund managers. We offer the Personal Discretionary Portfolio Service (PDPS) or the Lloyds Wealth Portfolio Funds.

Cash and Investments are protected to the value of £85,000 per person per institution by the Financial Services Compensation Scheme (FSCS). However the value of investments may fall as well as rise.