We believe in transparency when it comes to fees. You’ll always know what you’re paying and why.
Wealth and investment management fees can be confusing, making planning difficult. We make sure you always have a clear understanding of what you're paying before you make any commitments.
Chat to an adviser - no obligation and nothing to pay until you’re happy with your plan.
We believe financial advice should be accessible to everyone. That’s why we offer two types of services to fit every journey and budget.
This is our advice fee if you decide to go ahead with our recommendation(s).
£1,000.00
One-off fee
The Ongoing Advice Fee will be charged where you accept your adviser’s recommendation that the service is suitable for your needs and you are investing a minimum of £100,000.
Unavailable
Minimum investment £100,000
£11.58
per month
Indicative fees for the first year only. Ongoing Advice Service and Investment Fees are payable monthly in arrears.
The amounts above are exclusive of VAT. Your adviser will inform you of where VAT will be charged.
The value of investments and the income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment.
This information is based on our fees and charges as at July 2026 and may change from time to time.
There may be additional or different fees depending on your chosen solutions. Your adviser will confirm all the applicable fees and charges prior to you proceeding with any solutions.
Our charges are tiered depending on the amount invested, in the below table you’ll find examples for both our one-off and ongoing advice services. Fees for regular premium investments may differ.
| One-off Advice Service* | Ongoing Advice Service** | ||
|---|---|---|---|
First £57,000 | £1000 minimum fee (1) | Up to £1m | 0.65% |
Between £57,000 to £1.14m | 1.75% | Between £1m to £2m | 0.40% |
Any additional amounts over £1.14m | £20,000 maximum fee | Between £2m to £5m | 0.35% |
Amounts over £5m | 0.15% | ||
*One-off Advice Service - Fees are paid via a single payment by cheque, or bank transfer. In some situations, you might be able to pay the fee through the product itself. Your adviser will discuss the options available with you. We will never charge you until you’ve agreed how you want to pay.
(1) The £1k minimum fee only applies to new clients at the point they join Lloyds Wealth and does not apply to subsequent advice events.
**to qualify for our Ongoing Advice Service you must invest at least £100,000 with us into eligible products and continue to meet this threshold. Your adviser will confirm if the service is available and will make a recommendation based on your individual circumstances. Fees are paid monthly in arrears and are deducted from your investments.
Fee examples for each service are shown below.
| Example investment | One-off Advice Service fee |
|---|---|
£40,000 | £1000 minimum fee (2) |
£100,000 | £1,750 |
£250,000 | £4,375 |
£500,000 | £8,750 |
£1,500,000 | £20,000 maximum fee |
(2) Charged upon first investment with Lloyds Wealth to new clients only.
| Example investment | Ongoing Advice Service fee per year |
|---|---|
£100,000 | £650 |
£250,000 | £1,625 |
£1,500,000 | £8,500 |
£3,000,000 | £14,000 |
£6,000,000 | £22,500 |
