Personal Discretionary Portfolio Service (PDPS) Factsheets

PDPS is a discretionary managed investment service. This means we make all day-to-day investment decisions on your behalf. Such as, what and how much you should be holding in each of the various types of investment.

PDPS gives you the benefit of having professional investors looking after your money. It frees up the time you would have spent researching the current economic and political environment and finding the right investments.

Lloyds Wealth offers a range of risk profiles that are managed to different levels of risk by using different combinations of investments with the aim of maximising the potential long-term returns for the selected level of risk.

We regularly review how your portfolio is invested to make sure it continues to deliver the right balance between risk and potential return over the long term. Following our latest review, we’ve made a small adjustment to the underlying mix of investments in your portfolio. In simple terms, this means slightly reducing exposure to shares and increasing exposure to bonds, which are typically more stable. As an active manager, we’re always looking for ways to refine your portfolio and help it stay on track, aiming to provide smoother returns over time while still supporting your long-term goals.